critical illness insurance

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It provides a lump sum tax-free benefit when a one of covered medical condition such as heart attack, cancer, stroke, paralysis, etc. is diagnosed. This benefit is payable when you diagnosed and survive for 30 days following the diagnosis (unless a longer survival period is specified) of one of the illness covered under the plan.

Are you and your family financially prepared to survive a Critical Illness? There are immediate financial consequences when you suffer from a critical illness:

Absence from work
The cost of home care during a period of illness and recovery
Treatment outside of Canada or other medical cost not fully covered under the provincial health plan
Children’s Education
Early Retirement

Most of Covered Illness:

Aorta Surgery
Alzheimer’s Disease
Benign Brain Tumor
Blindness
Cancer
Cancer Recurrence
Coma
Coronary Artery Bypass Surgery
Deafness
Dismemberment
Heart Attack
Heart Valve Replacement
Loss of Independence
Loss of Speech
Major Organ Failure
Major Organ Transplant
Motor Neuron Disease, such as Lou Gehrig’s Disease (ALS)
Multiple Sclerosis
Occupational HIV Infection
Paralysis
Parkinson’s Disease
Severe Burns
Stroke

How Important Is It To Include Critical Illness Coverage

Including critical illness coverage in your insurance policy is crucial for comprehensive financial protection. This coverage provides a lump sum payment if you are diagnosed with a serious illness such as cancer, heart attack, or stroke, which can be financially burdensome due to treatment costs and loss of income. By having critical illness cover, you ensure that you have the financial resources needed to manage medical expenses, maintain your standard of living, and focus on recovery without the added stress of financial strain. This added layer of protection offers peace of mind, knowing you are safeguarded against severe health issues that could otherwise disrupt your financial stability.

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Critical illness Insurance