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Travelling Canadians

Are you preparing to travel out of province or abroad? Remember to purchase travel insurance to safeguard both you and your belongings. We provide a wide range of comprehensive coverage options, so you can be sure to pick the right policy and travel with peace of mind.

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Travel Insurance for Canadians

If you’re a Canadian planning to travel out of province or abroad, it’s important to consider purchasing travel insurance to protect yourself from any unforeseen circumstances. Travel insurance can provide coverage for a variety of situations, including medical emergencies, trip cancellation or interruption, lost or stolen baggage, and more.

As you may be aware, Canadian residents are covered by their provincial healthcare plans. It does, however, only cover a part of medical expenses incurred outside of Canada.

While traveling to another province or territory within Canada, your government insurance coverage will be severely limited, and even minor injuries or illnesses can have a big financial impact.

If you intend to travel outside of your province or abroad, travel health insurance for Canadians will give you with a simple and cost-effective solution to protect yourself from the costs of medical crises that may occur during your trip.

To be qualified for Travel Insurance, you must first:

  • Be a Canadian Resident
  • Be enrolled in a provincial health insurance plan
  • Meet additional requirements

Summary of Travel Insurance Benefits:

  • Medical Emergency Treatment
  • Services of a Physician
  • Hospital Confinement
  • Ambulance Transportation
  • Prescription Drugs
  • Dental Repair / Dental Pain Relief
  • Accidental Death & Dismemberment
  • Evacuation / Repatriation
  • Bedside Companion / Family Member Transportation
  • Paramedical Services of Chiropractor, Osteopath, etc.

Optional Coverages:

  • Trip Cancellation or interruption
  • Lost or stolen baggage

When choosing a travel insurance policy, it’s important to carefully review and compare the coverage options and policy details. Make sure the policy offers coverage for the countries you plan to visit, as well as any activities you may be participating in while abroad.

Additionally, consider the duration of your trip and the level of coverage you require. Some policies may offer basic coverage at a lower cost, while others may offer more comprehensive coverage with higher limits for medical expenses and other benefits.

Overall, purchasing travel insurance can provide peace of mind and protection in case of unexpected events during your travels. Be sure to do your research and choose a policy that best fits your needs and budget.


  • If you have a credit card that comes with travel insurance, it's always a good idea to check the fine print to understand what exactly is covered. While credit card travel insurance often provides a certain level of protection, it may not be comprehensive or may have certain exclusions that could leave you vulnerable in certain situations.
  • To ensure you have sufficient coverage for your trip, you might want to consider purchasing a separate travel insurance policy.
  • A standalone policy can provide more comprehensive coverage for things like trip cancellation, medical emergencies, and lost or stolen luggage. Additionally, if you have any pre-existing medical conditions, you may need to purchase a separate policy that provides coverage for those conditions.
  • Ultimately, the decision to purchase a separate travel insurance policy is a personal one that depends on your individual circumstances and risk tolerance. However, it's always a good idea to carefully review the terms of any credit card travel insurance and consider purchasing additional coverage if you feel it's necessary.
  • When preparing for a trip, one of the important things to consider is travel insurance. Travel insurance can offer protection and peace of mind while you are away from home.
  • Two common types of travel insurance are single trip and annual trip insurance.
  • Single trip insurance is designed to cover a specific trip or vacation. This type of insurance is purchased for a specific start and end date and will cover you for the duration of that trip. Single trip insurance may include coverage for trip cancellation, trip interruption, medical expenses, and emergency medical transportation.
  • Multi trip insurance, on the other hand, provides coverage for multiple trips over the course of one year. This can be a more cost-effective option for those who travel frequently. Annual trip insurance can include the same coverages as single trip insurance but will allow you to travel as many times as you want during the year, as long as each trip falls within the maximum duration specified in the policy.
  • Both single trip and multi trip insurance can provide valuable protection, but the best choice for you will depend on your specific travel needs. If you only travel once or twice a year, single trip insurance may be the best option. However, if you are a frequent traveler, multi trip insurance may be more practical and cost-effective.
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