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International Students Insurance

Emergency Medical Insurance for students from outside of Canada who come to the country to study are not covered by a provincial or territorial government health insurance plan. A comprehensive insurance policy to secure your health and financial well-being from the possible medical emergency treatment costs while you can focus on pursuing your education!

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Insurance for International Students

International student insurance is a type of health insurance policy designed to provide emergency medical coverage for international students studying in Canada. It is essential for international students to have health insurance as they may face unexpected medical expenses while studying in a foreign country.

Many universities and colleges require international students to have health insurance, and it is important to ensure that the insurance policy meets the school’s requirements.

International Students medical insurance is ideal for you, if:

  • You are a full-time student at an accredited Canadian school, college, university, etc.
  • You are not eligible for any Provincial Insurance Plan
  • You have just graduated and plan to stay in Canada gaining work experience related to your studies

International student insurance typically covers:

  • Hospitalization
  • Pregnancy / Maternity Benefits
  • Emergency Medical Treatment
  • Physician and Surgeon Services
  • Paramedical Services
  • Ambulance Transportation
  • Rental of Medical Appliances
  • Prescription Drugs
  • Emergency Evacuation / Repatriation
  • Dental Pain Relief / Emergency Dental Repair

When choosing an international student insurance policy, it is also important to read the policy carefully to understand what is covered and what is not. Overall, international student insurance is a crucial investment for any student studying abroad. It provides peace of mind and ensures that students can access the medical care they need without worrying about the cost.

International Student Admission Process:

As you’ve decided to come to Canada and start your education, you might want to look into the potential opportunities that the Canadian government provides. International students have a number of choices in Canada, from undergraduate and graduate degrees at recognized colleges and universities to English as a Second Language (ESL) programs.

It has never been an easy decision to move away from your home and spend several years studying in a foreign country. However, what could be more exciting then exploring the world and meeting new people, while you are young and full of life!

Once you have made your choice to discover available opportunities as an International Student in Canada, you will need to consider several things.

  • Which city to live in?
  • Which school to attend?
  • How to get a Study Permit?
  • Would you be working in Canada during or after your studies?
  • What are other required documents?

In order to find out more information regarding a preparation to become an International Student in Canada, please visit the International Student’s section on the official IRCC website –

Immigration, Refugees and Citizenship Canada (IRCC).

Determining your eligibility in order to travel to Canada as International Student is the next important step after you have started to gather more information on the topic.

As an International Student visiting Canada you MUST:

  • Provide a Letter of Acceptance from aDesignated Learning Institution in Canada.
  • Present a proof of sufficient funds to cover the expenses for living in Canada, tuition fees and transportation to your country of permanent residence.
  • Have no criminal record and be allowed to enter Canada.
  • Be in good health and complete aMedical Examination.
  • Leave Canada by the end of your allowed stay.
Click to learn more –Eligibility Requirements for International Students

Having determined your eligibility and received all necessary documents, you may begin the application process for a Study Permit that will allow you to stay in Canada as an International Student.

Note that depending on your country of citizenship, you may be required to obtain a Temporary Resident Visa (TRV) to enter Canada in addition to a Study Permit.

Find out if you need to apply for a TRV – List of Designated Countries

After you have submitted your application for Study Permit, you may be wondering what are the next steps on your way to come to Canada as an International Student.

Check how long the application review will take – Processing Times

Once a decision has been reached on your Study Permit application, there will be 2 options:

If your application is approved, IRCC will send you a Letter of Introduction, which you must show to a POE Officer at the Canadian border to receive your actual Study Permit.

If your application is not approved, you will be receiving a Letter of Refusal with a a reason why your application has not been approved, so you can re-apply later again providing all needed documentation and following the official guidelines to minimize the risk of future refusal.

Reasons for Study Permit Refusal:

  • Insufficient funds
  • Failure to pass medical exam
  • Failure to convince the Visa Officer that your primary goal in Canada is to study
  • Failure to convince the Visa Officer that you will leave Canada by the end of authorized stay

The last step on your way to become an authorized International Student is arrival in Canada. It is very important that you carry all necessary documents with you at all times as you will be asked to present them at the point of entry to Canada.

Necessary Documents for International Students in Canada:

  • Valid Passport or Travel Document
  • Letter of Introduction issued by the Visa Office
  • Valid Temporary Resident Visa (TRV), if it is required
  • Copy of Letter of Acceptance from a Designated Learning Institution in Canada
  • Proof of sufficient funds
  • References to any other documents that were advised by the Visa Office
  • Important Notice: If you are carrying CAD 10,000 or more with you, you have to notify the CBSA Officer and declare the amount of money in writing. Failure to comply is considered a law violation.

    The last thing is a health insurance plan for International Students coming to Canada as neither the Government of Canada nor the learning institution you are accepted into are responsible for the medical treatment expenses incurred while your stay in Canada.

    Therefore, it is your responsibility to examine your health insurance options for International Students in Canada and protect your finances against the high costs of medical services.

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  • FAQ’s

    Canadian health care services are much more expensive compared to many other places across the globe, you may become financially unprotected from the costs of an unexpected medical emergency. However, by getting Canadian medical insurance for International Students, you won’t need to cover the costs for health emergency treatment out of pocket while you study. Such coverage will take care of the expenses associated with an immediate treatment such as hospitalization, surgery, physician services, etc. that results from an unforeseen event of medical emergency you might encounter while you are in Canada or on a side-trip to another country.

    • Quick compare of quotes and coverages from multiple insurance companies that enables you to make an informed decision.
    • The insurance agency has a team of knowledgeable and friendly insurance experts who are always ready to assist clients with any questions they may have. The team is dedicated to providing exceptional customer service and ensuring that clients have a hassle-free experience when purchasing insurance.

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